Medicare agents in Newport News, VA

Agents in Newport News

Before you meet anyone, check their Virginia license. Agents in nearby towns are on the Newport News city page.

Medicare in Newport News city

People with Medicare

33,048

In Medicare Advantage or another Medicare health plan

49% (16,354)

With both Medicare and Medicaid*

16% (5,214)

Source: CMS Medicare Monthly Enrollment, July 2026, for all of Newport News city; Newport News itself has about 183,056 residents (Census, 2024). Medicare health plans include Medicare Advantage, cost plans and PACE, not Medigap or drug plans. *Includes people who get help only with Medicare costs from a Medicare Savings Program.

2027 plans offered in Newport News city

Medicare Advantage with drug coverage

25 plans, 21 with a $0 plan premium

Medicare Advantage without drug coverage

8 plans

Special Needs Plans

28 plans: 15 for people with both Medicare and Medicaid; 8 for people with certain chronic conditions; 5 for people who live in, or need the care of, a nursing home. Only people who qualify can join.

Companies offering these plans

6

Standalone drug plans in Virginia: 9 plans, with monthly premiums from $5.30.

Source: CMS 2027 plan landscape (updated October 2026), which lists plans by county. A $0 plan premium doesn't mean $0 costs: you still pay the Part B premium, plus copays, and plans differ in their yearly limit and in which doctors and drugs they cover. How to compare.

Free local help

Virginia Insurance Counseling and Assistance Program (VICAP)

Virginia's free, unbiased Medicare counseling program. 1-800-552-3402 · Website

The Virginia State Corporation Commission, Bureau of Insurance

Licenses agents and takes complaints. 1-877-310-6560 · How to check a license

1-800-MEDICARE

1-800-633-4227 (TTY 1-877-486-2048), 24 hours a day, 7 days a week, except some federal holidays.

Virginia rules to know

Switching Medigap plans

Birthday rule. For at least 60 days starting on your birthday, you can switch to a policy with the same benefits from any insurer.

Medigap under 65

Required, with limits. If you are under 65 and on Medicare because of a disability (and, since 2024, kidney failure/ESRD), each Medigap insurer must let you enroll in at least one of its plans during the 6 months after you become Medicare-eligible (or 63 days after losing group coverage), and since January 1, 2024 it cannot charge you more than it charges a 65-year-old.

Agent licenses

Agents must be licensed for health insurance in Virginia. Look one up.

Dates to know

October 15 to December 7

Open Enrollment: change Medicare Advantage or drug plans for the next year.

January 1 to March 31

Medicare Advantage Open Enrollment: one change for people already in a Medicare Advantage plan.

Turning 65

A 7-month window around your birthday month. The checklist.

Moving to Newport News from another state opens a special enrollment period for Medicare Advantage and drug plans. It doesn't by itself let you buy Medigap without health questions. What to do.

Common questions

Other cities in Virginia

• Virginia Beach
• Chesapeake
• Richmond
• Norfolk
• Alexandria
• Hampton
• Suffolk
• Roanoke
• Portsmouth
• Lynchburg
• All of Virginia

Keep reading

• How to find a good Medicare agent near youWhere to look for a local Medicare agent, how to narrow the list to one or two, and the five-minute checks to do before you share anything.
• Medicare Open Enrollment checklist: what to check before December 7A step-by-step checklist for the October 15 to December 7, 2026 Open Enrollment Period: what to read in your plan's letter, what's changing for 2027, what you can switch, and what happens if you do nothing.
• Medicare Advantage or Medigap? The questions that decide itNeither is better for everyone. How the two common Medicare set-ups differ, the questions that point to one or the other, and why the first choice is the hardest to undo.