Guide
How to find a good Medicare agent near you
Searching "Medicare agent near me" mostly turns up ads and call centers. Here's how to find someone who actually works near you, narrow it down, and check them in a few minutes before you meet.
Last reviewed October 26, 2026. General information, not advice about any plan.
Where to look
- People you know
- Friends, neighbors or family who've had the same agent for years. Ask what the agent did when something went wrong.
- Your doctor's office
- Front-desk staff often know which local agents help patients sort out network questions.
- A directory of local agents
- Like ours: search by ZIP code and see each agent's office, languages, the kinds of plans they help with, and whether their license was checked.
- Insurance companies' sites
- Most insurers have a "find an agent" tool, but it only shows agents who sell that company's plans.
- Community events
- Libraries and senior centers host Medicare talks in the fall. Educational events aren't allowed to include sales pitches or enrollment.
Narrow it to one or two
Licensed in your state
Non-negotiable. An agent based elsewhere can help you only with a license for your state.Works with several companies
If you want to compare, choose an independent agent over one who represents a single company.Helps with what you need
Medicare Advantage, Medicare Supplement, Part D, or all three. Not every agent offers every kind.Speaks your language, and meets how you like
In person, by phone or by video. Ask early.
Check before you meet
Two checks, five minutes:
- Ask for their National Producer Number and look up their license with your state.
- Search their name and agency online for complaints or reviews.
Making contact
Reach out the way you prefer and say what you need: "I turn 65 in June" or "I want to review my drug plan." Before a sales meeting about Medicare Advantage or drug plans, the agent will ask you to confirm which topics you want to discuss. That's a normal, required step. Then gather a few things so the meeting is about your doctors and your prescriptions.
Common questions
Is it better to use a local agent?
Not always, but a local agent can meet in person, knows nearby doctors and hospitals, and is usually the same person you'll call next year. Any agent you use must be licensed in your state.
Can a SHIP counselor recommend an agent?
Usually not. SHIP counselors are unbiased and don't refer people to particular agents or companies, but they can help you compare plans yourself.
How many agents should I talk to?
One or two is plenty. If the first agent works with several companies and answers your questions clearly, you may not need a second.
Will contacting an agent on this site get me lots of calls?
No. Your request goes only to the one agent you choose. We don't sell or share it.
Keep reading
- A local Medicare agent or a 1-800 number: what's the difference?The TV ads and the agent down the street are both licensed. How they differ in who you talk to, what happens to your phone number, and who's there next year.
- What to bring to your first meeting with a Medicare agentA one-page checklist: the cards, doctor list and prescriptions an agent needs to compare plans for you, plus what you should never hand over.
- How to check an insurance agent's licenseLook up any agent with your state's insurance department, in about two minutes.
Ready to talk to someone local?
Search by ZIP code. Verified agents are listed first, and every listing is free to contact.