Medicare agents in Sandoval County, NM

Agents in Sandoval County

Before you meet anyone, check their New Mexico license.

Medicare in Sandoval County

People with Medicare

37,734

In Medicare Advantage or another Medicare health plan

56% (21,226)

With both Medicare and Medicaid*

7% (2,496)

Sandoval County ranks 4th of New Mexico's 33 counties by number of people with Medicare. 56% are in Medicare Advantage or another Medicare health plan, compared with 51% across New Mexico. 7% also have Medicaid*, compared with 10% statewide.

Source: CMS Medicare Monthly Enrollment, July 2026, for the county and the state. Sandoval County has about 157,757 residents (Census, 2024). Medicare health plans include Medicare Advantage, cost plans and PACE, not Medigap or drug plans. *Includes people who get help only with Medicare costs from a Medicare Savings Program.

2027 plans offered in Sandoval County

Medicare Advantage with drug coverage

19 plans, 15 with a $0 plan premium

Medicare Advantage without drug coverage

2 plans

Special Needs Plans

15 plans: 7 for people with both Medicare and Medicaid; 8 for people with certain chronic conditions. Only people who qualify can join.

Companies offering these plans

6

For comparison, the typical New Mexico county has 5 Medicare Advantage plans with drug coverage for 2027.

Standalone drug plans in New Mexico: 10 plans, with monthly premiums from $5.30.

Source: CMS 2027 plan landscape (updated October 2026), which lists plans by county. A $0 plan premium doesn't mean $0 costs: you still pay the Part B premium, plus copays, and plans differ in their yearly limit and in which doctors and drugs they cover. How to compare.

Cities, towns and ZIP codes in Sandoval County

Everything on this page applies across the whole county, including these places.

Source: Census Bureau, Vintage 2024 population estimates, the 2020 list of census-designated places, and 2020 ZIP Code Tabulation Areas (which leave out ZIP codes used only for PO boxes). A place or ZIP code that crosses a county line is listed in each county it covers a real part of.

Free local help

New Mexico State Health Insurance Assistance Program (SHIP)

New Mexico's free, unbiased Medicare counseling program. 1-800-432-2080 · Website

The New Mexico Office of the Superintendent of Insurance

Licenses agents and takes complaints. 1-855-427-5674 · How to check a license

1-800-MEDICARE

1-800-633-4227 (TTY 1-877-486-2048), 24 hours a day, 7 days a week, except some federal holidays.

New Mexico rules to know

Switching Medigap plans

Starts January 2027. Starting January 1, 2027: for at least 60 days from the first day of your birth month, if you're 65 or older, you can switch to a plan of equal or lesser value.

Medigap under 65

Not required. New Mexico does not require Medigap companies to sell to people under 65; the state's guaranteed open enrollment starts only when you are 65 or older and enrolled in Part B, and the Insurance Superintendent warns that people under 65 with a disability or ESRD may not be able to buy a policy.

Agent licenses

Agents must be licensed for health insurance in New Mexico. Look one up.

Dates to know

October 15 to December 7

Open Enrollment: change Medicare Advantage or drug plans for the next year.

January 1 to March 31

Medicare Advantage Open Enrollment: one change for people already in a Medicare Advantage plan.

Turning 65

A 7-month window around your birthday month. The checklist.

Moving to Sandoval County from another state opens a special enrollment period for Medicare Advantage and drug plans. It doesn't by itself let you buy Medigap without health questions. What to do.

Common questions

Nearby

• Bernalillo County
• Cibola County
• Los Alamos County
• McKinley County
• Rio Arriba County
• San Juan County
• Santa Fe County
• All New Mexico counties

Keep reading

• How to find a good Medicare agent near youWhere to look for a local Medicare agent, how to narrow the list to one or two, and the five-minute checks to do before you share anything.
• Medicare Open Enrollment checklist: what to check before December 7A step-by-step checklist for the October 15 to December 7, 2026 Open Enrollment Period: what to read in your plan's letter, what's changing for 2027, what you can switch, and what happens if you do nothing.
• Medicare Advantage or Medigap? The questions that decide itNeither is better for everyone. How the two common Medicare set-ups differ, the questions that point to one or the other, and why the first choice is the hardest to undo.