Medicare agents in Franklin County, ME

Agents in Franklin County

Before you meet anyone, check their Maine license.

Medicare in Franklin County

People with Medicare

9,146

In Medicare Advantage or another Medicare health plan

68% (6,216)

With both Medicare and Medicaid*

35% (3,246)

Franklin County ranks 15th of Maine's 16 counties by number of people with Medicare. 68% are in Medicare Advantage or another Medicare health plan, compared with 59% across Maine. 35% also have Medicaid*, compared with 27% statewide.

Source: CMS Medicare Monthly Enrollment, July 2026, for the county and the state. Franklin County has about 30,902 residents (Census, 2024). Medicare health plans include Medicare Advantage, cost plans and PACE, not Medigap or drug plans. *Includes people who get help only with Medicare costs from a Medicare Savings Program.

2027 plans offered in Franklin County

Medicare Advantage with drug coverage

12 plans, 5 with a $0 plan premium

Medicare Advantage without drug coverage

5 plans

Special Needs Plans

11 plans: 11 for people with both Medicare and Medicaid. Only people who qualify can join.

Companies offering these plans

6

For comparison, the typical Maine county has 13 Medicare Advantage plans with drug coverage for 2027.

Standalone drug plans in Maine: 8 plans, with monthly premiums from $5.30.

Source: CMS 2027 plan landscape (updated October 2026), which lists plans by county. A $0 plan premium doesn't mean $0 costs: you still pay the Part B premium, plus copays, and plans differ in their yearly limit and in which doctors and drugs they cover. How to compare.

Cities, towns and ZIP codes in Franklin County

Everything on this page applies across the whole county, including these places.

Source: Census Bureau, Vintage 2024 population estimates, the 2020 list of census-designated places, and 2020 ZIP Code Tabulation Areas (which leave out ZIP codes used only for PO boxes). A place or ZIP code that crosses a county line is listed in each county it covers a real part of.

Free local help

Maine State Health Insurance Assistance Program (SHIP)

Maine's free, unbiased Medicare counseling program. 1-877-353-3771 · Website

The Maine Bureau of Insurance

Licenses agents and takes complaints. 1-800-300-5000 · How to check a license

1-800-MEDICARE

1-800-633-4227 (TTY 1-877-486-2048), 24 hours a day, 7 days a week, except some federal holidays.

Maine rules to know

Switching Medigap plans

Year-round rights. You can switch at any time to the same or lesser benefits if you haven't had a coverage gap of more than 90 days, and every insurer must offer Plan A to anyone for at least one month each year.

Medigap under 65

Required. In Maine, if you get Medicare before 65 (for example, for a disability), you get a 6-month Medigap open enrollment when your Part B starts and another 6-month open enrollment when you turn 65; in either window any insurer must sell you the plan you choose, even with health problems.

Agent licenses

Agents must be licensed for health insurance in Maine. Look one up.

Dates to know

October 15 to December 7

Open Enrollment: change Medicare Advantage or drug plans for the next year.

January 1 to March 31

Medicare Advantage Open Enrollment: one change for people already in a Medicare Advantage plan.

Turning 65

A 7-month window around your birthday month. The checklist.

Moving to Franklin County from another state opens a special enrollment period for Medicare Advantage and drug plans. It doesn't by itself let you buy Medigap without health questions. What to do.

Common questions

Nearby

• Androscoggin County
• Kennebec County
• Oxford County
• Somerset County
• All Maine counties

Keep reading

• How to find a good Medicare agent near youWhere to look for a local Medicare agent, how to narrow the list to one or two, and the five-minute checks to do before you share anything.
• Medicare Open Enrollment checklist: what to check before December 7A step-by-step checklist for the October 15 to December 7, 2026 Open Enrollment Period: what to read in your plan's letter, what's changing for 2027, what you can switch, and what happens if you do nothing.
• Medicare Advantage or Medigap? The questions that decide itNeither is better for everyone. How the two common Medicare set-ups differ, the questions that point to one or the other, and why the first choice is the hardest to undo.