Medicare agents in Barnstable County, MA

Agents in Barnstable County

Before you meet anyone, check their Massachusetts license.

Medicare in Barnstable County

People with Medicare

88,444

In Medicare Advantage or another Medicare health plan

24% (21,616)

With both Medicare and Medicaid*

12% (10,874)

Barnstable County ranks 9th of Massachusetts's 14 counties by number of people with Medicare. 24% are in Medicare Advantage or another Medicare health plan, compared with 36% across Massachusetts. 12% also have Medicaid*, compared with 25% statewide.

Source: CMS Medicare Monthly Enrollment, July 2026, for the county and the state. Barnstable County has about 232,570 residents (Census, 2024). Medicare health plans include Medicare Advantage, cost plans and PACE, not Medigap or drug plans. *Includes people who get help only with Medicare costs from a Medicare Savings Program.

2027 plans offered in Barnstable County

Medicare Advantage with drug coverage

13 plans, 2 with a $0 plan premium

Medicare Advantage without drug coverage

3 plans

Special Needs Plans

7 plans: 7 for people with both Medicare and Medicaid. Only people who qualify can join.

Companies offering these plans

4

For comparison, the typical Massachusetts county has 27 Medicare Advantage plans with drug coverage for 2027.

Standalone drug plans in Massachusetts: 10 plans, with monthly premiums from $13.30.

Source: CMS 2027 plan landscape (updated October 2026), which lists plans by county. A $0 plan premium doesn't mean $0 costs: you still pay the Part B premium, plus copays, and plans differ in their yearly limit and in which doctors and drugs they cover. How to compare.

Cities, towns and ZIP codes in Barnstable County

Everything on this page applies across the whole county, including these places.

Source: Census Bureau, Vintage 2024 population estimates, the 2020 list of census-designated places, and 2020 ZIP Code Tabulation Areas (which leave out ZIP codes used only for PO boxes). A place or ZIP code that crosses a county line is listed in each county it covers a real part of.

Free local help

SHINE (Serving the Health Insurance Needs of Everyone)

Massachusetts's free, unbiased Medicare counseling program. 1-800-243-4636 · Website

The Massachusetts Division of Insurance

Licenses agents and takes complaints. 1-877-563-4467 · How to check a license

1-800-MEDICARE

1-800-633-4227 (TTY 1-877-486-2048), 24 hours a day, 7 days a week, except some federal holidays.

Massachusetts rules to know

Switching Medigap plans

Year-round rights. Insurers can't turn you down for Medigap at any time. Massachusetts uses its own plans (Core, Supplement 1 and Supplement 1A) instead of letters.

Medigap under 65

Required, with limits. Massachusetts insurers must sell any Medigap plan they offer (Massachusetts uses its own Core, Supplement 1A and, if you got Medicare before 2020, Supplement 1 plans) to people under 65 on Medicare because of a disability who apply within 6 months of starting Part B or during the yearly February 1 to March 31 open enrollment, but they do not have to cover people under 65 who have Medicare only because of kidney failure (ESRD).

Agent licenses

Agents must be licensed for health insurance in Massachusetts. Look one up.

Dates to know

October 15 to December 7

Open Enrollment: change Medicare Advantage or drug plans for the next year.

January 1 to March 31

Medicare Advantage Open Enrollment: one change for people already in a Medicare Advantage plan.

Turning 65

A 7-month window around your birthday month. The checklist.

Moving to Barnstable County from another state opens a special enrollment period for Medicare Advantage and drug plans. It doesn't by itself let you buy Medigap without health questions. What to do.

Common questions

Nearby

• Bristol County
• Dukes County
• Plymouth County
• All Massachusetts counties

Keep reading

• How to find a good Medicare agent near youWhere to look for a local Medicare agent, how to narrow the list to one or two, and the five-minute checks to do before you share anything.
• Medicare Open Enrollment checklist: what to check before December 7A step-by-step checklist for the October 15 to December 7, 2026 Open Enrollment Period: what to read in your plan's letter, what's changing for 2027, what you can switch, and what happens if you do nothing.
• Medicare Advantage or Medigap? The questions that decide itNeither is better for everyone. How the two common Medicare set-ups differ, the questions that point to one or the other, and why the first choice is the hardest to undo.