Medicare agents in Los Angeles County, CA

Agents in Los Angeles County

Before you meet anyone, check their California license.

Medicare in Los Angeles County

People with Medicare

1,717,885

In Medicare Advantage or another Medicare health plan

57% (982,847)

With both Medicare and Medicaid*

31% (539,440)

Los Angeles County has more people with Medicare than any other California county. 57% are in Medicare Advantage or another Medicare health plan, compared with 51% across California. 31% also have Medicaid*, compared with 25% statewide.

Source: CMS Medicare Monthly Enrollment, July 2026, for the county and the state. Los Angeles County has about 9,757,179 residents (Census, 2024). Medicare health plans include Medicare Advantage, cost plans and PACE, not Medigap or drug plans. *Includes people who get help only with Medicare costs from a Medicare Savings Program.

2027 plans offered in Los Angeles County

Medicare Advantage with drug coverage

65 plans, 55 with a $0 plan premium

Medicare Advantage without drug coverage

5 plans

Special Needs Plans

54 plans: 8 for people with both Medicare and Medicaid; 41 for people with certain chronic conditions; 5 for people who live in, or need the care of, a nursing home. Only people who qualify can join.

Companies offering these plans

19

For comparison, the typical California county has 4 Medicare Advantage plans with drug coverage for 2027.

Standalone drug plans in California: 10 plans, with monthly premiums from $5.30.

Source: CMS 2027 plan landscape (updated October 2026), which lists plans by county. A $0 plan premium doesn't mean $0 costs: you still pay the Part B premium, plus copays, and plans differ in their yearly limit and in which doctors and drugs they cover. How to compare.

Cities, towns and ZIP codes in Los Angeles County

Everything on this page applies across the whole county, including these places.

Source: Census Bureau, Vintage 2024 population estimates, the 2020 list of census-designated places, and 2020 ZIP Code Tabulation Areas (which leave out ZIP codes used only for PO boxes). A place or ZIP code that crosses a county line is listed in each county it covers a real part of.

Free local help

Health Insurance Counseling and Advocacy Program (HICAP)

California's free, unbiased Medicare counseling program. 1-800-434-0222 · Website

The California Department of Insurance

Licenses agents and takes complaints. 1-800-927-4357 · How to check a license

1-800-MEDICARE

1-800-633-4227 (TTY 1-877-486-2048), 24 hours a day, 7 days a week, except some federal holidays.

California rules to know

Switching Medigap plans

Birthday rule. For 60 days starting on your birthday, you can switch to a Medigap plan with equal or lesser benefits from any insurer, with no health questions.

Medigap under 65

Required, with limits. California requires Medigap insurers to offer people under 65 with Medicare due to disability Plans A, B, D and G (if currently available) plus K or L and M or N, with guaranteed acceptance for 6 months after Part B enrollment, but people under 65 who have ESRD are excluded.

Agent licenses

Agents must be licensed for health insurance in California. Look one up.

Dates to know

October 15 to December 7

Open Enrollment: change Medicare Advantage or drug plans for the next year.

January 1 to March 31

Medicare Advantage Open Enrollment: one change for people already in a Medicare Advantage plan.

Turning 65

A 7-month window around your birthday month. The checklist.

Moving to Los Angeles County from another state opens a special enrollment period for Medicare Advantage and drug plans. It doesn't by itself let you buy Medigap without health questions. What to do.

Common questions

Nearby

• Kern County
• Orange County
• San Bernardino County
• Ventura County
• All California counties

Keep reading

• How to find a good Medicare agent near youWhere to look for a local Medicare agent, how to narrow the list to one or two, and the five-minute checks to do before you share anything.
• Medicare Open Enrollment checklist: what to check before December 7A step-by-step checklist for the October 15 to December 7, 2026 Open Enrollment Period: what to read in your plan's letter, what's changing for 2027, what you can switch, and what happens if you do nothing.
• Medicare Advantage or Medigap? The questions that decide itNeither is better for everyone. How the two common Medicare set-ups differ, the questions that point to one or the other, and why the first choice is the hardest to undo.